Property and position.
Underlying property value and condition, title information, lien priority and the supporting mortgage documents.
What we buy
Residential mortgage debt. A specialist focus.
We acquire distressed U.S. residential mortgage loans, predominantly first-position liens, through individual asset and portfolio purchases.
Our acquisition focus
The loan is the investment.
The details define it.
We consider the circumstances of each asset and the available information. A loan’s current status is the starting point for review.
- Distressed residential mortgage loans
- Non-performing and other distressed mortgage debt secured by U.S. residential collateral.
- Predominantly first-position liens
- A primary focus on first-position mortgage debt, with lien position and title information evaluated during diligence.
- Individual assets and portfolios
- Loan-level analysis applied to a single mortgage note or to the assets within a pool.
How we evaluate
Look beyond the loan tape.
Our underwriting considers the relationship between the collateral, the debt and the practical paths to resolution. Initial information guides the review; supporting records help establish the full picture.
History and circumstances.
Payment and servicing history, borrower status, existing arrangements and the information available in the loan file.
Options and economics.
Legal status, jurisdiction, expected timelines, expenses and realistic scenarios for resolution and disposition.
For institutions, brokers & asset holders
Sell mortgage notes.
Discuss an individual residential mortgage loan or portfolio with a counterparty experienced in distressed credit, collateral review and asset resolution.
Equigrowth acquires distressed U.S. residential mortgage debt, predominantly first-position liens.
Contact Acquisitions